A Lasting Power of Attorney (LPA) is a legal document which allows someone to make decisions for you if you are no longer able to, or no longer want to make your own decisions.
There are two types of Lasting Power of Attorney:
- LPA for financial decisions
- LPA for health and care decisions
There is plenty of advice on the internet. For example, the Age UK website provides very good advice and further information on this subject. Just Google ‘AgeUK Lasting Power of Attorney’ or follow this link: www.ageuk.org.uk/information-advice/money-legal/legal-issues/power-of-attorney/.
If you don’t have LPAs for financial decisions and health/ care decisions already, it may be a good idea for you to organise both now. It means that, were you to lose mental capacity or need help with your finances, everything is already organised. If you don’t put this in place, someone will need to apply to the Court of Protection and they will appoint a Deputy. A Deputy is authorised to deal with the property and financial affairs of someone who can’t do this for themselves. This is a slow process which can be stressful for everyone involved. While the Court of Protection will act in your best interests, it’s not the same as making the decisions for yourself. You don’t need a solicitor to put in place an LPA although you can choose to pay one to do this for you. The application forms from the Office of the Public Guardian contain guidance to help you fill them out.